Asset Finance
We at Lang finance know that asset finance is all about understanding and meeting our clients’ needs. With our panel of specialist lenders we are able to finance most types of assets. Our aim is to provide asset finance solutions to help your business grow and prosper.
Benefits of Asset Finance
- Keep your business competitive by investing in the latest plant or equipment, removing the risk of reduced productivity or obsolescence
- Invest in assets you need now, but spread the cost over terms that suit your business
- By avoiding paying for your assets in up-front payments, preserve your working capital and see a rapid Return on Investment
- You can avoid drawing on cash reserves for an outright purchase that might be needed elsewhere in your business
- You can have immediate, full use of an asset, and, if it suits your business situation, you can choose to match payments to forecast your cash flow.
- Asset finance gives you an additional line of credit, with VAT advantages and sometimes tax efficiencies as well.
- Subject to the approval of your auditors, some options may be treated as “off balance sheet” for accounting purposes.
- Asset finance is an important tool for a growing business; we don’t think you should trust that to a conversation with somebody in a call centre. What do you do if the small print doesn’t match the promises made?